Financial advice - private renting
Rent Deposit Guarantee Scheme
Rent Guidance
The continues the role of the Rent Assessment Panel for Scotland which was established to ensure fair rents for tenants and landlords.
This scheme is designed to provide a deposit guarantee to private landlords on behalf of eligible new tenants.
Anyone homeless or anyone threatened with homelessness under current legislation and who are in housing need are eligible to apply.
The scheme guarantees damage to property/inventory items beyond fair wear and tear up to the value of one month's rent.
The scheme does not cover fair wear and tear, rent in advance, unpaid utility bills or charges for services/utilities.
For further information or application contact .
Financial Assistance
Argyll & Bute Council’s Welfare Right Service (add link to page) can offer advice and information on all aspects of the benefits system.
They can carry out benefit checks to ensure you are receiving all the benefits you are entitled to.
They can also provide advice or help on how and when to apply for benefits and other related help including completion of benefit application forms
Insurance
Landlords should have buildings and (if relevant) contents insurance and should advise their insurance company that the property is let.
Tenants should be insured for their own possessions and for any damage they may cause and be liable for, to the landlords' contents and building fabric. Ensure the insurers are aware they are tenants. Tenants are responsible for repair work, other than fair wear and tear, resulting from damage caused by them or a member of their family or the wrongful acts of a third party (e.g. visitors to their home). Landlords can arrange necessary repairs and recharge if applicable.
Tenancy Deposits
Tenants' deposits must be placed with an approved Tenancy Deposit Scheme within 30 working days of the start of the tenancy.
